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Posts tagged "Uninsured/Underinsured Motorist Accidents"

Why do you need uninsured motorist coverage?

Wisconsin drivers likely know that one of the first things to do after a collision with another vehicle is to exchange personal and insurance information with the other party. Although auto insurance is mandatory, not all vehicle owners comply. If an uninsured motorist causes a crash, the injured victims might have problems when they pursue recovery of damages.

Is a learner's permit holder an uninsured motorist?

When there is a young learner's permit holder in a Wisconsin family, the parents may have questions about the need to get additional auto insurance. If that person is driving an already insured vehicle of the parents, the holder of the learner's permit will not be seen as an uninsured motorist. This is because auto insurance follows the vehicle and not the operator.

Uninsured motorist: Pizza delivery invalidates full coverage

Drivers in Wisconsin may be taking significant financial risks without realizing it. A common clause in auto insurance policies might leave the vehicle owner responsible for any damages, depending on the reason for the trip when an accident occurred. A Pizza Hut employee in another state who thought she had full coverage found herself to be an uninsured motorist.

What is the purpose of underinsured motorist coverage?

Although motorists in Wisconsin must have auto liability insurance, many vehicle drivers do not comply and drive uninsured. For that reason, any person who is involved in an accident may discover that the at-fault driver has no insurance coverage. That will mean the innocent party must settle his or her own medical expenses. However, even if the at-fault driver has insurance, it might be an underinsured motorist, meaning that only some of the damages may be covered.

Wisconsin woman hits house after car accident

Although Wisconsin law requires vehicle owners to pay for liability insurance, many drivers do not adhere to the law. Having a car accident with an uninsured motorist surely intensifies the headache of dealing with the aftermath of a collision. Fortunately, it may be possible to file a claim against your own insurance to cover related accident expenses, and personal injury attorneys can guide victims through the process. Recently, an alleged negligent driver collided with another car, sending it off the road almost crashing into a house. 

Uninsured motorist insurance coverage may help accident expenses

Complications typically arise after a car crash as many of them result in property damage, medical expenses and emotional suffering. Sadly, some also end in further tragedy as well. Wisconsin personal injury attorneys are able to help some victims recoup their financial losses after a car accident. In the event of an accident with an uninsured motorist, attorneys are still able to advise victims regarding the possibility of filing claims through their own insurance for financial compensation to cover related accident expenses. Recently, four children lost their father in a tragic hit-and-run accident.

A car accident with uninsured motorist can be expensive

Driving a vehicle on Wisconsin roadways is considered a privilege. A driver's license, liability car insurance and responsible driving are mandated by the state for those who choose to operate a vehicle. Not adhering to state requirements or documented reckless driving can possibly cause the loss of that privilege. State lawmakers recognize that a car accident can be costly to all involved parties, and they are proposing new legislation to increase the consequences for those who drive without liability insurance.

Wisconsin car accident kills 2 motorcyclists

Because of their smaller size, motorcycles may be hard to see for those driving larger vehicles. As a result, it is imperative for drivers of larger vehicles to make multiple checks when in order to ensure that there are no motorcyclists in an area. Unfortunately, Wisconsin police claim that a recent car accident involving a motorcycle resulted in the loss of two lives.

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